Every Quintess Funding program runs under three transaction types — a purchase, a rate-and-term refinance, or a cash-out refinance — each with its own LTV ceilings and eligible use of proceeds.
Every program on our rate sheet is priced across these three transaction types — pick the one that matches your goal.
Financing for an acquisition — owner-occupied, second home, or investment property. Priced to the top of each program's eligibility, with the fastest path to a clean CTC.
Rate-and-term refinancing to lower your rate, shorten your term, or move off an ARM — no cash back beyond minor payoff and closing-cost adjustments.
Tap built-up equity and take cash at closing — for debt consolidation, renovation, business capital, or reinvestment. Lower max LTV than rate-and-term to protect equity position.
Placeholder targets — replace with your actual SLAs.
Placeholder list — link each to the real PDF or e-sign form once ready.
Placeholder — swap in a real state-by-state licensing table or map showing owner-occupied vs. business-purpose coverage per state.
Quintess Funding Inc. ISAOA/ATIMA
444 W Lake Street, Suite 1700
Chicago, IL 60606
Quintess Funding