NonQM · Jumbo · Fix & Flip · 2nds · HELOCs

Lending built on solid ground.

Quintess Funding gives borrowers a faster path to close on conforming, FHA, VA, non-QM, hard money, and jumbo loans — with real underwriters and decisions in days, not weeks.

24–48 hrInitial underwriting turn
14Loan programs
99%Max LTV on select programs
Loan Programs

Fourteen ways to say yes.

When you don't fit a conventional box, Quintess Funding has a program that does.

Conforming

Agency full-doc, up to 97% LTV.

FHA

Government-insured, low down payment.

VA

No down payment for eligible veterans.

DSCR Investment

Qualify off property cash flow.

Bank Statement

For self-employed borrowers.

Jumbo & Super Jumbo

High-balance purchases and refis.

Hard Money / Bridge

Close in days, not weeks.

Fix & Flip

Purchase and rehab capital for resale.

See All Loan Programs
Why Borrowers Choose Quintess Funding

Built for speed, backed by real people.

01

Underwriters who answer the phone

No call centers, no ticket queues — every file gets a direct line to the underwriter working it.

02

Decisions in days

Most files get an initial underwriting decision within 24–48 hours of a clean submission.

03

Programs that flex to you

Fourteen loan programs mean fewer declines and more creative structuring.

Have a scenario? Let's price it.

Send us the details and a Quintess Funding loan officer will follow up with pricing and next steps — usually the same business day.