Free Tools

Everything between quote and close.

Get pricing on your scenario, submit your documents, and generate a pre-qualification letter — placeholder tool pages shown below, ready to connect to real systems.

Rapid Pricing

Run your scenario and see eligibility and pricing back in seconds, across all Quintess Funding programs at once.

Start pricing

Pre-Qual Letters

Generate a pre-qualification letter you can share with sellers and agents the same day you run your scenario.

Request a pre-qual

Easy Submit

Upload your documents once and route them straight to underwriting — no duplicate data entry, no lost attachments.

Submit your loan

Start Your Application

Get pre-approved with Quintess Funding — most applications are reviewed within 24 hours.

Apply now
Calculators

Structure the deal before you submit.

DSCR Calculator

Estimate debt-service coverage ratio from rent and PITIA.

DTI Calculator

Check debt-to-income against program thresholds.

Blended Rate Calculator

Compare a cash-out refi against a first + second combo.

Break-Even Calculator

Find the break-even point on a rate buy-down.